The Retirement Risk Evaluator
Scenario 1
Scenario 2
Scenario 3
Scenario 4
P/E10:
TIPS Real Return:
1.0
1.25
1.5
1.75
2.0
2.25
2.5
2.75
3.0
1.0
1.25
1.5
1.75
2.0
2.25
2.5
2.75
3.0
1.0
1.25
1.5
1.75
2.0
2.25
2.5
2.75
3.0
1.0
1.25
1.5
1.75
2.0
2.25
2.5
2.75
3.0
Stock Allocation:
20%
30%
40%
50%
60%
70%
80%
100%
Switch Option A
Switch Option B
20%
30%
40%
50%
60%
70%
80%
100%
Switch Option A
Switch Option B
20%
30%
40%
50%
60%
70%
80%
100%
Switch Option A
Switch Option B
20%
30%
40%
50%
60%
70%
80%
100%
Switch Option A
Switch Option B
Year-30 Percentage Balance:
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Safe Withdrawal Rate
Reasonably Safe
Likely Success
Likely Failure
Almost Certain Failure
Scenario 1
9.13
9.73
10.33
11.23
12.13
Scenario 2
5.41
6.01
6.61
7.51
8.41
Scenario 3
3.12
3.72
4.32
5.22
6.12
Scenario 4
2.02
2.62
3.22
4.12
5.02