The Retirement Risk Evaluator
Scenario 1
Scenario 2
Scenario 3
Scenario 4
P/E10:
TIPS Real Return:
1.0
1.25
1.5
1.75
2.0
2.25
2.5
2.75
3.0
1.0
1.25
1.5
1.75
2.0
2.25
2.5
2.75
3.0
1.0
1.25
1.5
1.75
2.0
2.25
2.5
2.75
3.0
1.0
1.25
1.5
1.75
2.0
2.25
2.5
2.75
3.0
Stock Allocation:
20%
30%
40%
50%
60%
70%
80%
100%
Switch Option A
Switch Option B
20%
30%
40%
50%
60%
70%
80%
100%
Switch Option A
Switch Option B
20%
30%
40%
50%
60%
70%
80%
100%
Switch Option A
Switch Option B
20%
30%
40%
50%
60%
70%
80%
100%
Switch Option A
Switch Option B
Year-15 Percentage Balance:
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Safe Withdrawal Rate
Reasonably Safe
Likely Success
Likely Failure
Almost Certain Failure
Scenario 1
11.68
12.88
14.08
15.33
16.58
Scenario 2
7.21
8.41
9.61
10.86
12.11
Scenario 3
4.46
5.66
6.86
8.11
9.36
Scenario 4
3.15
4.35
5.55
6.80
8.05